Pooled Programs

We offer Insurance pools that provide advantages such as pricing stability and purchasing leverage.

Strength Through Collaboration

Keenan provides comprehensive property and liability pool administration for public agencies, school districts, and community colleges by leveraging the power of pooled programs to manage risk, stabilize costs, and strengthen long-term financial performance.

At Keenan, we help public agencies, school districts, and community colleges leverage the power of pooled programs to manage risk, stabilize costs, and strengthen long-term financial performance. By bringing organizations together through Joint Powers Authorities (JPAs) and other pooled structures, we help members gain access to resources, expertise, and purchasing leverage that may be difficult to achieve independently.

How Pooled Programs Work

Pooled programs allow multiple organizations to share risk, resources, and expertise. This collaborative approach can help members:

  • Stabilize insurance and risk management costs
  • Increase purchasing power
  • Improve access to specialized services and expertise
  • Strengthen risk management outcomes
  • Protect public resources through shared governance

For many public sector organizations, pooling creates opportunities to achieve greater value while maintaining local control and accountability.

How We Support Pooled Programs

With decades of experience supporting California public agencies and JPAs, we provide administration, consulting, risk management, and operational support designed to help pooled programs succeed.

Our services include:

  • Pool administration and governance support
  • Risk management and loss control services
  • Claims and program oversight
  • Financial analysis and reporting
  • Vendor coordination and service integration
  • Strategic planning and program development

Our goal is to help member organizations maximize the benefits of collaboration while maintaining transparency, efficiency, and strong service delivery.

Featured Pooled Programs

ReLiEF

The Regional Liability Excess Fund (ReLiEF) provides risk-sharing and liability protection for educational agencies through member-owned and governed joint powers authorities serving organizations throughout California.

SWACC

The Statewide Association of Community Colleges (SWACC) was created specifically for California community college districts, providing property, liability, and risk management solutions tailored to higher education environments.

PIPS

The Protected Insurance Program for Schools and Community Colleges (PIPS) is one of the nation's largest workers' compensation pooling programs for educational institutions, combining coverage, risk management resources, and financial protection.

SEWUP

The Statewide Educational Wrap Up Program (SEWUP) provides comprehensive construction insurance solutions for K–12 and community college construction projects, helping reduce coverage gaps, disputes, and administrative complexity.

Why Organizations Choose Pooled Programs

Organizations participate in pooled programs because they provide more than insurance coverage. They create a framework for collaboration, risk sharing, and long-term stability.

Pooled programs can help organizations:

  • Improve budget predictability
  • Reduce exposure to market volatility
  • Access specialized resources and expertise
  • Strengthen risk management performance
  • Support long-term financial sustainability

For public agencies and educational institutions, these advantages can translate into better protection for employees, students, facilities, and public resources.

Why Organizations Choose Keenan

Organizations trust us because of our long-standing experience supporting public-sector pools and JPAs throughout California.

Our approach includes:

  • Deep expertise in public-sector risk sharing programs
  • Integrated risk management, claims, and consulting services
  • Collaborative relationships with members and partners
  • Transparent governance and operational support
  • A focus on long-term program sustainability

By combining strategic guidance with day-to-day support, we help pooled programs evolve, adapt, and continue delivering value to their members.

Brad Keenan
Brad Keenan
Senior Vice President, Property & Casualty

Meet Our Subject Matter Experts

Brad Keenan's areas of expertise include Policy Administration for K12 Public Schools, Property & Casualty Programs, Workers’ Compensation, Joint Powers Authorities, Cyber Liability.

Learn More About Our Experts