Ancillary Benefits

Life, AD&D, Disability, and Dental Programs are more than “fringe” benefits… they are important and valuable benefits to your employees.

Ancillary Programs

Many employers have found that providing access to voluntary benefit plans has proven to be a valuable recruiting and retention tool. Simply put, employees who have less concerns related to their personal financial stability and the financial stability of their family members, are typically more productive. Voluntary benefits go a long way to facilitating peace-of-mind for employees and their families.

Get ancillary programs to help you:Ancillary Benefits

  • Attract and retain quality employees
  • Raise employees satisfaction with total compensation
  • Expect great performance from your benefit plans
  • Save 10% or more on your plans
  • Rely on us for value-added services and resources

Low Cost, Exclusive Features — Value You Won’t Find Anywhere Else

Life and AD&D Insurance Benefits

- Underwritten by The Prudential Insurance Company of America

  • 80% Accelerated Death Benefit (subject to coverage limits) offers simplified qualification requirements
  • Work and Family Benefits provides resources to beneficiaries facing family or personal problems
  • Fully portable coverage allows conversion to whole life without evidence of insurability
  • Additional Common Carrier Accident Rider
  • Accidental Occupational HIV or Hepatitis Benefit provides enhanced coverage

Disability Insurance Benefits

- Underwritten by The Prudential Insurance Company of America

  • Catastrophic Disability Benefit provides an additional monthly amount for qualifying conditions
  • Retirement Disability Option provides 457 payment
  • Sustainable expense management offers multi-year pricing guarantees
  • Can match virtually any plan

Dental Benefits

- Underwritten byMetLife

  • Reduce your dental plan costs without relying on plan changes. Save today or reinvest these savings into valued benefit improvements for your employees and their dependents
  • Significant participant savings on ALL in-network services – even those not covered by your plan – with negotiated fees up to 37% below the average charges in California

Vision Care and Employee Assistance Program

  • Plans are available at competitive rates