ACA Pushing Uninsured Rates Down

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A recent Gallup poll shows the uninsured rate for American adults dropped to 11.9% in the first quarter of 2015, which is 5.2% lower than it was at the end of 2013.  It is also the lowest percentage since Gallup started tracking the number of uninsured Americans in 2008.  In early 2008, the uninsured rate hovered around 14% and rose to 18% by the third quarter of 2013.  While an improving economy and a lower unemployment rate are two factors impacting the drop, one key factor seems to be the Affordable Care Act’s provision requiring most individuals to have health insurance, which took effect at the beginning of 2014.