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The Affordable Care Act requires Americans to maintain health care coverage or pay a fine. Uninsured individuals have until February 15, 2015 to purchase health insurance coverage for 2015 and avoid paying the fine. KeenanDirect can help uninsured employees who still need to purchase coverage. English and Spanish enrollment assistance is available by phone at 855-653-3626 or on the web at www.KeenanDirect.com.